Insurance

[ryanfels]

I would like to see you get money out them when you crash though

[PSIBRG]

Yeah, known a few people who've had an absolute shitter of a time when trying to claim through NAC. But I guess that goes for most insurance companies really?

Myself... I don't have insurance my car isn't certed for engine swap etc so there's no way i'd get a pay out if something were to happen. I'll have to get onto that sometime..

[l SIC l]

Yeah, I agree in general insurance companies are going to try anything to not pay you out - that's why certs for everything is crucial, especially in performance cars. We had a Supra forum member who had issues at the start with NAC when his car got rear-ended whilst being parked on the side of the road, he got the money in the end though - but yeah, they will try anything.

[99jzx100]

im with clic car insurance i find them really easy to deal with every year they give you a discount on insurance (not sure if all companys do this). I insure my car at 20g and pay about $100 a month and im 22

[PSIBRG]

Is that agreed value or market value? I've heard good things about CLIC..

[99jzx100]

Is that agreed value or market value? I've heard good things about CLIC..

i havnt had a car valuation done before so i just chose how much i wanted to insure it for

[dom]

I had to under value my car/mods to get insurance through state, hope I never have to use it as if the car is written off i'll only come out with $7500 and it owes me twice that

[l SIC l]

Yeah, mine is insured for 20k as well... so $120 a month for full-cover as main driver who just got full license I reckon is decent by NAC eh?

[Alex]

I found the mod that seems to up your insurance costs is coilovers.. not sure why.
but nac bumps it up for that.
my excess was around 1400.. now its 600

[l SIC l]

Oh ok, I have Bilstein shocks and I think my excess is $1,600? How did your excess go down so much, was that changing insurance companies?